Fineline Homes

Financing

For the most part, modular homes are considered the same as traditional stick-built homes. They are both permanent structures and will appreciate in value over time. There are some small differences in financing a modular home.

If possible, you should first approach a mortgage company that has experience with modular homes. Otherwise, you may encounter some headaches as the inexperienced mortgage company tries to catch up with and learn about modular homes. They may try to fit your modular home project into one of their predesigned loan packages instead of having a proper matching loan package to start with.

One provider of modular home loans is Wells Fargo. When financing a manufactured double and Single wide home the interest rates and down payments are different than modular homes as these can be placed on leased land or in communities. This is called Chattel Financing, which is personal property financing on the home and is not tied in with the land.

At Fineline Homes we walk each and every customer through the whole process - start to finish - to ensure that everything is perfect, and to your complete satisfaction. All of this and more is why Alan Carpenters’ Fineline Homes continues to go strong after all these years. Alan enjoys what he does, our sales associates are passionate about their work, and we have earned an impeccable reputation that continues to withstand the test of time.